Home insuranceHaving homeowner’s insurance can give you great peace of mind when it comes to protecting your home. Your home may be your biggest asset and represent your greatest financial investment. Having financial protection to rebuild it or repair it if damage occurs is an important part of taking care of your home and protecting your financial well-being. If you have a mortgage, your mortgage company may require you to carry a homeowner’s policy. Your mortgage is typically secured by your home, so a mortgage wants to make sure that if it is damaged or destroyed, it can be repaired or rebuilt. If your home is damaged or destroyed, you will most likely still be responsible for paying the mortgage. Home insurance in Fort Myers can provide coverage for the external structure and internal damage. In addition, it may cover your housing expenses if your home becomes unlivable during repair.

A homeowner’s policy may also provide you with additional theft and liability coverage. Insurance may provide coverage for items stolen from your home. Insurance may also provide liability coverage that protects you if you are sued due to an accident that results in injury or property damage. A basic policy may not cover freestanding buildings on your property or high value items, such as expensive jewelry, but you may be able to obtain additional coverage for these items. Having home insurance in Fort Myers can provide you with the assurance that if the worst should happen to your home, you have financial coverage to help you recover.

If you are interested in obtaining home insurance in Fort Myers, you can learn more about coverage options and rates by visiting the Herndon & Carr website for more information.