Car accidents are awful, and recovering from one both physically and financially can be difficult. That’s why insurance companies exist, to protect drivers and help them recover. There are a number of different types of Thompson CT car insurance, and an individual policy can include any or all of them.

 

Liability Coverage and More

 

Liability coverage is insurance that covers any property damage or bodily injuries that are incurred in an accident where you are at fault. In Connecticut, it is required by law. On the other hand, no-fault coverage protects you no matter who is responsible for the accident.

 

Uninsured Motorist Coverage

 

Although insurance is required, some people choose not to purchase it, and that can spell trouble if one of these people causes an accident. Uninsured/underinsured motorist insurance protects you if the other driver is not insured or does not have a policy sufficient to cover your medical bills.

 

Other Types of Insurance

 

Medical payment coverage helps to pay for the hospital bills if a driver or other occupant of the car is injured. In addition, collision coverage protects you from property damage and loss in the event of a collision with another vehicle. Other forms of Thompson CT car insurance include towing, rental car insurance, fire, and theft.

 

In Connecticut, there is a bare minimum of insurance that is required by law—but the bare minimum isn’t always the best fit. Getting more than one kind of Thompson CT car insurance is a good way to protect yourself and your vehicle.